| Fee | Amount | Frequency | Description |
| Late Payment Fee | Greater of $18 of 5% or the past due amount | Per occurrence | If a borrower fails to pay us the full amount of any monthly payment within 10 calendar days of its due date, we may charge a late fee equal to the greater of $18 or 5% of the past due amount |
|
ACH Return or Check Refund Fee |
$15 | Per occurrence | We will charge this fee if bank transfers (ACH) or checks are returned or fail due to insufficient funds in your account or for any other reason. Each attempt to collect a payment is considered a separate transaction so that an unsuccessful payment fee will be assessed for each failed attempt. The bank that holds your designated account may assess its own fee in addition to the fee we assess. |